48/110. Chapter:
Jami at-Tirmidhi 3563 — Dua for Debt and Halal Provision
Chapter :
Dua for Debt: Allahumma Akfini Bihalalika
Jami at-Tirmidhi : 3563
Jami at-TirmidhiHadith Number 3563
حَدَّثَنَا عَبْدُ اللَّهِ بْنُ عَبْدِ الرَّحْمَنِ، أَخْبَرَنَا يَحْيَى بْنُ حَسَّانَ، حَدَّثَنَا أَبُو مُعَاوِيَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ إِسْحَاقَ، عَنْ سَيَّارٍ، عَنْ أَبِي وَائِلٍ، عَنْ عَلِيٍّ، رضى الله عنه أَنَّ مُكَاتَبًا، جَاءَهُ فَقَالَ إِنِّي قَدْ عَجَزْتُ عَنْ كِتَابَتِي فَأَعِنِّي . قَالَ أَلاَ أُعَلِّمُكَ كَلِمَاتٍ عَلَّمَنِيهِنَّ رَسُولُ اللَّهِ صلى الله عليه وسلم لَوْ كَانَ عَلَيْكَ مِثْلُ جَبَلِ صِيرٍ دَيْنًا أَدَّاهُ اللَّهُ عَنْكَ قَالَ " قُلِ اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ " . قَالَ أَبُو عِيسَى هَذَا حَدِيثٌ حَسَنٌ غَرِيبٌ .
'Ali Narrated from:
A Mukatib Came To Him And Said: “Indeed I Am Not Capable Of My Kitabah So Aid Me.” He Said: “Should I Not Teach You Words That The Messenger Of Allah (ﷺ) Taught Me? If You Had A Debt Upon You Similar To The Mountain Of Sir, Allah Would Fulfill It For You. He Said: ‘Say: O Allah, Suffice Me With Your Lawful Against Your Prohibited, And Make Me Independent Of All Those Besides You (Allāhummakfinī BiḥAlālika `An ḤArāmika, Wa Aghninī Bi FaḍLika `Amman Siwāka).’”
[1] A slave who has a writ of agreement ( Kitābah ) from his master to free him on condition that he gives him a certain amount of money. See Tuhfat Al-Ahwadhi .[2] The Kitābah is the agreement for an amount of money as a price for the slave's freedom. The meaning here is: “The time for giving it has come and I do not have money.” See Tuhfat Al-Ahwadhi .[3] A mountain in Ṭai’.Reference : Jami` at-Tirmidhi 3563In-book reference : Book 48, Hadith 194English translation : Vol. 6, Book 46, Hadith 3563
Summary of Jami at-Tirmidhi Hadith 3563
This hadith about dua for debt begins with a Mukatib who says he is unable to meet his Kitabah. Ali responds by teaching words he learned from the Messenger of Allah صلى الله عليه وسلم. The dua asks Allah to make the lawful enough against the prohibited and to make the person independent through Allah’s bounty from everyone besides Him. The text also mentions debt as large as the mountain of Sir, showing the great hope placed in this supplication. The explanation should stay balanced: this is a taught dua for debt, lawful provision, and reliance on Allah. It does not teach carelessness with money. It teaches turning to Allah while seeking clean and lawful sufficiency.
What we learn from this hadith
- A person facing debt may ask Allah for help through sincere dua.
- The dua links financial relief with staying away from what is prohibited.
- True independence is sought through Allah’s bounty, not through people alone.
- Ali taught the supplication as something learned from the Prophet صلى الله عليه وسلم.
